Private
Competitors, customers and strangers can't read your revenue.
Payments settle confidentially, and invoice contents are encrypted in your browser.
PrivateBusinessPayments
Invoice customers in USDC. Keep your revenue off the public ledger, and prove any payment when your bank asks.
A customer who finds your address can see what everyone else pays you.
A customer who finds your address can see what everyone else pays you.
Ordinary crypto payments put your books on a public website. Anyone who learns your address can read your revenue, your customers, your pricing and your cash flow.
Using a different wallet every time only works until funds are consolidated.
Banks don't publish your statements. Your payment rail shouldn't either.
Private by default. Provable when needed.
Provable
Answer your bank, accountant or tax office.
Each payment is matched to its invoice on chain, so nobody can mark it paid by hand. Disclose a single payment as a PDF receipt when you need to.
Verified
Customers know they're paying a real business.
Every business is verified, with an Identity Verified badge you choose when to publish.
From invoice to proof, in five steps.
- Step 1Set up
Verify your business
A one-time check for your business, or for you as a sole proprietor, before your first payment.
- Step 2Get paid
Issue an invoice
Send an invoice, or share a payment link or QR code. Line items are encrypted in your browser.
- Step 3Get paid
Your customer pays
In USDC from any chains. No Olio account needed.
- Step 4Get paid
It settles privately
The payment becomes a private note only you can read, matched to the invoice it paid.
- Step 5Prove
Prove it, cash out
Disclose a single payment without revealing the others, then withdraw to a Stellar wallet.
Whenever needed, generate proof for that specific payment without revealing everything else.
Your business, verified, without publishing your books.
Once the service approves your business, or you as a sole proprietor, Olio issues an Identity Verified badge. Customers open its public link to confirm who they're paying.
Private until you publish it
The badge stays hidden until you choose to share it. Make it private again and the link stops confirming anything.
Kept private
- Revenue
- Customers
- Balance
On the public link
- Verified by Olio
- Business name
- Status and validity
Built for businesses that bill in USDC.
International customers
Service businesses
Agencies and studios billing customers abroad. A design studio in Jakarta invoices a client in Berlin, and no other customer can look up what it charges.
Independent professionals
Sole proprietors
Consultants, developers, and designers who run as a business. Verify as an individual and use the same invoices and proofs as a company.
Records, not just payments
Small businesses
Each payment is matched to the invoice it paid, so your accountant, bank and tax office get answers without seeing the rest.
You'll recognise Olio if you've said
I want to accept USDC without publishing my revenue.
I don't want customers seeing what other customers pay me.
I need to show a bank or auditor that a payment happened.
I don't want my team handling wallet addresses or network fees.
A flat 2% service fee, added on top and paid by your customer.
- Invoice
- 100.00USDC
- Service fee
- 2.00USDC
- Your customer pays
- 102.00USDC
- You receive
- 100.00USDC
Built on
- Fast settlement
- Low transaction costs
- Native USDC support
- Cross-border payments
- Pay in from different chains via CCTP
Have questions?
Have more questions? Join the Discord server.
Join Discord serverPrivacy should feel practical, not mysterious. These are the questions that usually come up first.